What are Workers' Comp & Occupational Accident Insurance
Workers' compensation insurance provides coverage for injuries or illnesses that occur while on the job. This can include medical expenses, lost wages, and rehabilitation costs.
Occupational/accident insurance, on the other hand, covers injuries sustained while you are not on the job, such as when you are driving your personal vehicle or taking a break from work. This type of insurance can provide benefits for medical expenses, lost wages, and disability, depending on the policy.