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Revolutionizing Trucking Insurance: LuckyTruck's Fully Digital Motor Truck Cargo Insurance

Revolutionizing Trucking Insurance: LuckyTruck's Fully Digital Motor Truck Cargo Insurance

LuckyTruck

In the ever-evolving landscape of insurance technology, there has been a notable push towards fully digital products since the mid-2010s. The advantages of digital offerings are evident – they are easier to comprehend, eliminate the need for lengthy phone calls and emails, and provide round-the-clock availability for purchase.


However, despite this digital revolution in the broader insurance industry, the realm of trucking insurance has witnessed a stagnation in distribution technology, leaving the process of obtaining insurance for the 15+ million trucks on the road a cumbersome task.

Featuring the First Fully-Digital Motor Truck Cargo Insurance Product


LuckyTruck's first fully digital Motor Truck Cargo (MTC) insurance produc is tailored to move as swiftly as the trucks it covers. With the LuckyTruck platform, this product aims to empower trucking companies to effortlessly obtain a trucking insurance quote, make a purchase, and bind an insurance policy in 10 minutes or less.

Smart, Fast, and Easy to Use

Julie Zimmer, CEO of LuckyTruck, expressed the motivation behind this digital transformation: "Truckers are often not on the road during their insurance agent’s typical business hours, and in the fast-paced world of trucking, every minute counts. We saw an opportunity to connect with our insureds differently, in a way that better meets their needs. Our digital Motor Truck Cargo (MTC) product is smart, fast, easy to use, and accessible around the clock."

Streamlined Process: Get Coverage in Minutes

Gone are the days of cumbersome 100+ question applications, extensive phone calls, email exchanges, and manual payment processing. LuckyTruck's MTC insurance product streamlines the entire process, allowing truckers to quote, purchase, and bind a motor truck cargo insurance policy in just 10 minutes. What used to take 1-3 days for coverage can now be accomplished within minutes, reflecting the agility demanded by the trucking industry.

Key Features of LuckyTruck's MTC Insurance Product:

  1. Custom 11-question application

  2. Additional coverage options, including pollution clean-up, spoilage/freezing, non-owned trailer/container, and owner’s goods

  3. Acceptance of up to 4 minor driving violations

  4. One loss up to $10,000 within the last 36 months

Easy Payment Portal for Seamless Transactions

In conjunction with the product launch, LuckyTruck has developed a fully integrated payment portal. Utilizing Ascend's modern payment platform, customers can purchase an insurance product and instantly pay in full or enroll in premium financing. This digitized approach ensures that each step in the journey is streamlined, allowing policies to be bound in a matter of seconds.

Embark on Your Insurance Journey with LuckyTruck

To get started, create your LuckyTruck account here. With over 700 truckers relying on LuckyTruck's online platform for simple trucking insurance, our team is here to assist you. If you have any questions about obtaining trucking insurance for your business, do not hesitate to get in touch. Hit the open road in minutes with the truck cargo coverage you need!


Motor Truck Cargo Insurance FAQs:

  1. What is motor truck cargo insurance? A motor truck cargo policy protects against the risks of losses or damages to the commodities being hauled.


  2. What does cargo insurance cover? Cargo insurance covers damages or losses to cargo, including natural disasters, vehicle accidents, cargo abandonment, customs rejection, acts of war, and piracy.


  3. Who needs motor truck cargo insurance? All transporters should consider finding the best motor truck cargo insurance to protect their liability against a variety of risks commercial truck drivers may encounter on the road.


  4. What does Motor truck Cargo Insurance not cover? Motor Truck Cargo insurance does not cover garbage trucks, limos, hearses, buses, passenger vans, or ice cream trucks. Additionally, cargo such as art, jewelry, money, or paper, and items like contraband, pharmaceuticals, tobacco, and alcohol are not covered.


  5. Is Motor Truck Cargo Insurance available in my state? LuckyTruck's motor truck cargo insurance is available in all states.

In the ever-evolving landscape of insurance technology, there has been a notable push towards fully digital products since the mid-2010s. The advantages of digital offerings are evident – they are easier to comprehend, eliminate the need for lengthy phone calls and emails, and provide round-the-clock availability for purchase.


However, despite this digital revolution in the broader insurance industry, the realm of trucking insurance has witnessed a stagnation in distribution technology, leaving the process of obtaining insurance for the 15+ million trucks on the road a cumbersome task.

Featuring the First Fully-Digital Motor Truck Cargo Insurance Product


LuckyTruck's first fully digital Motor Truck Cargo (MTC) insurance produc is tailored to move as swiftly as the trucks it covers. With the LuckyTruck platform, this product aims to empower trucking companies to effortlessly obtain a trucking insurance quote, make a purchase, and bind an insurance policy in 10 minutes or less.

Smart, Fast, and Easy to Use

Julie Zimmer, CEO of LuckyTruck, expressed the motivation behind this digital transformation: "Truckers are often not on the road during their insurance agent’s typical business hours, and in the fast-paced world of trucking, every minute counts. We saw an opportunity to connect with our insureds differently, in a way that better meets their needs. Our digital Motor Truck Cargo (MTC) product is smart, fast, easy to use, and accessible around the clock."

Streamlined Process: Get Coverage in Minutes

Gone are the days of cumbersome 100+ question applications, extensive phone calls, email exchanges, and manual payment processing. LuckyTruck's MTC insurance product streamlines the entire process, allowing truckers to quote, purchase, and bind a motor truck cargo insurance policy in just 10 minutes. What used to take 1-3 days for coverage can now be accomplished within minutes, reflecting the agility demanded by the trucking industry.

Key Features of LuckyTruck's MTC Insurance Product:

  1. Custom 11-question application

  2. Additional coverage options, including pollution clean-up, spoilage/freezing, non-owned trailer/container, and owner’s goods

  3. Acceptance of up to 4 minor driving violations

  4. One loss up to $10,000 within the last 36 months

Easy Payment Portal for Seamless Transactions

In conjunction with the product launch, LuckyTruck has developed a fully integrated payment portal. Utilizing Ascend's modern payment platform, customers can purchase an insurance product and instantly pay in full or enroll in premium financing. This digitized approach ensures that each step in the journey is streamlined, allowing policies to be bound in a matter of seconds.

Embark on Your Insurance Journey with LuckyTruck

To get started, create your LuckyTruck account here. With over 700 truckers relying on LuckyTruck's online platform for simple trucking insurance, our team is here to assist you. If you have any questions about obtaining trucking insurance for your business, do not hesitate to get in touch. Hit the open road in minutes with the truck cargo coverage you need!


Motor Truck Cargo Insurance FAQs:

  1. What is motor truck cargo insurance? A motor truck cargo policy protects against the risks of losses or damages to the commodities being hauled.


  2. What does cargo insurance cover? Cargo insurance covers damages or losses to cargo, including natural disasters, vehicle accidents, cargo abandonment, customs rejection, acts of war, and piracy.


  3. Who needs motor truck cargo insurance? All transporters should consider finding the best motor truck cargo insurance to protect their liability against a variety of risks commercial truck drivers may encounter on the road.


  4. What does Motor truck Cargo Insurance not cover? Motor Truck Cargo insurance does not cover garbage trucks, limos, hearses, buses, passenger vans, or ice cream trucks. Additionally, cargo such as art, jewelry, money, or paper, and items like contraband, pharmaceuticals, tobacco, and alcohol are not covered.


  5. Is Motor Truck Cargo Insurance available in my state? LuckyTruck's motor truck cargo insurance is available in all states.

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